Documents Needed for Loan Application
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Original sales contract with signatures from all parties.
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Name, address and phone number of all employers for the past two years.
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Self-employed borrowers need personal tax returns for the past two years.
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Commissioned borrowers must have past two years personal tax returns.
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Paycheck stubs to cover the most current month.
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Name, address and account number for all creditors along with the minimum monthly payment and current balance.
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Current homeowners need the complete address, name, phone number and account number for the mortgage company.
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Name, address and daytime phone number for all landlords in the past two years.
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Bank statements for the past 2 months on all checking, savings, 401K plans and stocks.
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Picture I.D. and social security card.
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For divorced or separated persons, a complete copy of final decree or separation agreement.
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Bankruptcy persons must have the complete copy of bankruptcy and discharge papers.
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Complete legal description, age of house, lot dimensions, name and phone number of person to contact for entrance to house.
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If applying for a VA loan, you must have your DD214.
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Last two year's W-2's Cash or check made payable to FHFC for credit report and appraisal.
CREDIT REPORT - $75.00 APPRAISAL: $375.00
Please contact our office:
Rena Rogers (770) 387-4504 Office
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